● Payment Processing

Payments built for
Canadian & U.S.
businesses

kleverPay delivers flat-rate payment processing with full point-of-sale support, online payments, recurring billing - all under one simple monthly plan.

Get Started View Pricing
$10
/ month flat fee
2.9%
+ $0.30 per card
PAX D135
Accepted networks
Visa
Mastercard
American Express
Interac
Discover
+ Apple Pay & Google Pay
Everything you need

One platform, every payment

kleverPay handles all payment types so you can focus on growing your business - not managing payment infrastructure.

💳
In-Person (POS)

Accept chip, tap, swipe, and contactless payments at the counter or on the floor with certified PAX terminals. Full EMV and NFC support.

🌐
Online Payments

Process e-commerce card payments through our API or hosted checkout. Works with your existing website or platform - no rebuild required.

🔄
Recurring Billing

Automated subscription and recurring payment processing with card-on-file. Account Updater keeps stored cards current automatically.

🏔
ACH & EFT / PAD

Direct bank transfers via ACH (U.S.) and Electronic Funds Transfer / Pre-Authorized Debit (Canada) for low-cost payment collection.

🔒
PCI DSS Included

PCI DSS compliance is included at no extra charge. We handle the compliance infrastructure so you can focus on your business.

📊
Reporting Dashboard

Real-time transaction reporting, dispute management, refund processing, and settlement tracking - all in one merchant portal.

Full POS Support

Every way customers want to pay

kleverPay terminals support every major payment method, keeping checkout lines moving and customers happy.

See our terminals
💳
Chip (EMV)
Insert credit & debit cards with full EMV security
≈
Contactless / NFC
Tap with any card, Apple Pay, or Google Pay
▶
Magnetic Stripe
Swipe cards as a fallback for legacy cards
📱
Mobile Wallets
Apple Pay, Google Pay, Samsung Pay
🔒
PIN Debit
Full Interac debit with PIN entry
📜
Receipts
Print or email receipts on the spot
Hardware

Certified payment terminals

All kleverPay terminals are PCI PTS 5.x certified and ready to deploy. Choose the right form factor for your business.

Most Popular

PAX A920 Pro

PAX A920 Pro

Hybrid tabletop / handheld smart terminal
●Display: 5.5" HD touchscreen
●Card readers: EMV chip, NFC contactless, magnetic stripe
●Printer: Embedded thermal receipt printer
●Battery: Long-lasting Li-ion - untethered operation
●Best for: Retail countertops, restaurants, tableside payments
Wi-Fi 4G LTE USB-C

PAX A800

PAX A800

Hybrid tabletop / handheld smart terminal
●Display: Full colour touchscreen with keypad
●Card readers: EMV chip, NFC contactless, magnetic stripe
●Printer: Embedded thermal receipt printer
●Battery: Built-in rechargeable Li-ion battery
●Best for: High-volume retail, cafes, service counters
Wi-Fi 4G LTE USB-C

PAX D135

PAX D135

Compact Bluetooth mobile card reader
●Form factor: Pocket-sized, pairs with any Android or iOS device
●Card readers: EMV chip, NFC contactless, magnetic stripe
●Display: LED status indicators; app-based UI on paired device
●Best for: Field sales, delivery drivers, market stalls, pop-ups
Bluetooth USB-C

All terminals are PCI PTS 5.x certified. Hardware pricing varies by model - contact us for current pricing.

Coverage

Canada & United States

kleverPay supports merchants operating in both Canada and the United States with region-specific payment methods and settlement currencies.

🇨🇦

Canada

Full Canadian payment support with local settlement in CAD.

  • Visa, Mastercard, Amex, Discover
  • Interac Debit (chip, tap, PIN)
  • EFT / Pre-Authorized Debit (PAD)
  • Apple Pay & Google Pay
  • CAD settlement to Canadian bank accounts
  • FCAC Code of Conduct protections
🇺🇸

United States

U.S. merchant support with USD settlement and ACH processing.

  • Visa, Mastercard, Amex, Discover
  • ACH bank transfers
  • Apple Pay & Google Pay
  • USD settlement to U.S. bank accounts
  • Multi-state merchant support
Simple Pricing

Flat rate.
No surprises.

One low monthly fee. One simple per-transaction rate. No hidden interchange markups, no PCI surcharges, no setup fees.

Full Fee Schedule
Monthly plan
$10
/month USD or CAD
No setup fee
No PCI compliance fee
No fraud protection fee
Card transactions
USD & CAD merchants
2.9% + $0.30
All-inclusive flat rate
Ready to start?

Start accepting payments today

Get set up in days, not weeks. Our team handles integration, terminal setup, and onboarding from start to finish.

Talk to our team View full fee schedule

Questions? Call us: CA +1 (416) 885-0778 | US +1 (917) 512-2849 | info@kodershop.com